National Federal Loan Program (NFLP)


This is a government funded loan program that institutions apply for and then disperse to full time and part time nurse educator students. The Student Affairs Director and/or Financial Aid office at the institution that you are applying for can tell you if the institution provides this loan opportunity.

Application Process

Applicants must complete an eligibility form and an application.
To be eligible, the applicant must:

  1. Declare their U.S. Citizenship
  2. Have a complete FAFSA on file
  3. Be enrolled in the MSN program-Nurse Educator track in good academic standing
  4. Be a full-time or part-time student
  5. Not have default or judgment on a previous federal loan

Qualifying students will submit the notarized eligibility form and the application to Student Financial Aid.


The recipient must be a full or part-time student for two consecutive academic terms to remain in good standing. If the student does not remain in good standing, then the student will have to default. Loan pay back is at a 3% or current rate.

There is a nine month grace period following graduation. Service and loan pay back begins following the grace period. The service commitment requires 4 consecutive years of service as full time faculty in a school of nursing. The recipient can serve anywhere in the U.S. The 15% loan amount balance will be paid at 3% or at the current interest rate. The loan recipient may have a longer time for the 15% loan amount pay back, up to 10 years or longer.